/* 청년 보험 입문 가이드 — insurance.html */

.page-insurance [id^="section-"] {
    scroll-margin-top: 96px;
}

.ins-search__input {
    width: 100%;
    border: 1px solid #dbe3ef;
    border-radius: 14px;
    padding: 12px 14px;
    font-size: 15px;
    font-weight: 700;
    outline: none;
}

.ins-search__input:focus {
    border-color: #6366f1;
    box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.12);
}

.ins-main {
    padding: 52px 0 66px;
    background: #f1f5f9;
}

.ins-terms {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
    max-width: 1120px;
    margin: 0 auto;
}

.ins-term {
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 18px 16px;
    box-shadow: 0 6px 22px rgba(15, 23, 42, 0.05);
    cursor: pointer;
    transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
    height: 100%;
}

.ins-term:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 36px rgba(99, 102, 241, 0.12);
    border-color: #c7d2fe;
}

.ins-term.is-hidden {
    display: none;
}

.ins-badge {
    display: inline-block;
    font-size: 10px;
    font-weight: 900;
    padding: 3px 8px;
    border-radius: 999px;
    background: #eef2ff;
    color: #4338ca;
    margin-bottom: 8px;
}

.ins-badge--mid {
    background: #fef3c7;
    color: #b45309;
}

.ins-term h3 {
    margin: 0 0 8px;
    font-size: 16px;
    font-weight: 900;
    color: #1e293b;
}

.ins-term p {
    margin: 0;
    font-size: 13px;
    line-height: 1.6;
    color: #64748b;
}

.ins-section {
    padding: 60px 0 70px;
    background: #f1f5f9;
}

.ins-section--white {
    background: #fff;
}

.ins-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    max-width: 1120px;
    margin: 0 auto;
}

.ins-card {
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 18px 16px;
    box-shadow: 0 6px 22px rgba(15, 23, 42, 0.05);
    height: 100%;
}

.ins-card h3 {
    margin: 0 0 8px;
    font-size: 15px;
    font-weight: 900;
    color: #1e293b;
}

.ins-card p {
    margin: 0;
    font-size: 13px;
    color: #64748b;
    line-height: 1.6;
}

.checklist {
    max-width: 640px;
    margin: 0 auto;
}

.check {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    padding: 12px 14px;
    margin-bottom: 8px;
    border-radius: 12px;
    background: #fff;
    border: 1px solid #e2e8f0;
    font-size: 14px;
    font-weight: 800;
    color: #334155;
    cursor: pointer;
}

.check input {
    margin-top: 3px;
}

.checkbar {
    height: 14px;
    border-radius: 999px;
    background: #e2e8f0;
    overflow: hidden;
    margin: 16px 0 8px;
}

.checkbar__fill {
    height: 100%;
    border-radius: 999px;
    background: linear-gradient(90deg, #6366f1, #22d3ee);
    width: 0%;
    transition: width 0.5s ease;
}

.checkscore {
    font-size: 14px;
    font-weight: 900;
    color: #4f46e5;
    text-align: center;
    margin: 0;
}

.ins-modal {
    position: fixed;
    inset: 0;
    z-index: 450;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 20px;
    background: rgba(15, 23, 42, 0.45);
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.25s ease, visibility 0.25s;
}

.ins-modal.is-open {
    opacity: 1;
    visibility: visible;
}

.ins-modal__box {
    max-width: 520px;
    width: 100%;
    max-height: 80vh;
    overflow-y: auto;
    padding: 24px 22px;
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 24px 60px rgba(15, 23, 42, 0.2);
}

.ins-modal__close {
    float: right;
    border: none;
    background: #f1f5f9;
    width: 36px;
    height: 36px;
    border-radius: 10px;
    cursor: pointer;
    font-size: 18px;
    line-height: 1;
}

.ins-modal__title {
    font-size: 1.2rem;
    font-weight: 900;
    margin: 0 0 12px;
    clear: both;
}

.ins-modal__body {
    font-size: 14px;
    line-height: 1.7;
    color: #475569;
}

@media (max-width: 1040px) {
    .ins-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .ins-terms {
        grid-template-columns: 1fr;
    }
    .ins-grid {
        grid-template-columns: 1fr;
    }
}