/* 기본 리셋 및 공통 스타일 */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --radius-sm: 12px;
    --radius-md: 16px;
    --radius-lg: 20px;
    --radius-xl: 24px;
    --radius-pill: 999px;
    --shadow-soft: 0 6px 28px rgba(99, 102, 241, 0.12);
    --shadow-card: 0 8px 30px rgba(15, 23, 42, 0.07);
    --shadow-hover: 0 14px 40px rgba(15, 23, 42, 0.1);
    --brand-blue: #0c8ecf;
    --brand-purple: #7c3aed;
    --accent-mint: rgba(94, 234, 212, 0.35);
    --accent-lavender: rgba(196, 181, 253, 0.4);
    --subhero-grad: linear-gradient(135deg, #7c8fd9 0%, #8b7fd6 48%, #a78bfa 100%);
}

body {
    font-family: "Noto Sans KR", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    line-height: 1.6;
    color: #1e293b;
    background-color: #f1f5f9;
    background-image: linear-gradient(180deg, #eef4ff 0%, #f1f5f9 320px, #f1f5f9 100%);
    opacity: 0;
    transform: translateY(6px);
    transition: opacity 0.22s ease, transform 0.22s ease;
}

body.is-loaded {
    opacity: 1;
    transform: none;
}

body.is-leaving {
    opacity: 0;
    transform: translateY(6px);
}

@media (prefers-reduced-motion: reduce) {
    body {
        transition: none;
        transform: none;
        opacity: 1;
    }
    body.is-leaving {
        opacity: 1;
    }
}

.visually-hidden {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.container {
    max-width: 1440px;
    margin: 0 auto;
    padding: 0 20px;
    min-width: 0;
}

/* ── 광고 공통 래퍼(카카오) — 구조/여백/정렬 안정화 ── */
.ad-block {
    width: 100%;
    display: flex;
    justify-content: center;
    margin: 28px auto;
}

.ad-block.ad-side {
    margin-top: 32px;
}

/* ── 2컬럼 계산기 페이지: ‘빈 공간 채우기’ 사이드 광고 배치 ── */
.rent-calc-layout > .ad-block.ad-side,
.loan-calc-layout > .ad-block.ad-side,
.salary-calc-layout > .ad-block.ad-side,
.planner-layout > .ad-block.ad-side,
.support-layout > .ad-block.ad-side {
    grid-column: 2;
    justify-content: center;
    margin: 18px auto 0;
}

/* 비교/설명 시작 전 “흐름형 광고”는 2컬럼 전체로 */
.rent-calc-layout > .ad-block:not(.ad-side),
.loan-calc-layout > .ad-block:not(.ad-side),
.salary-calc-layout > .ad-block:not(.ad-side),
.planner-layout > .ad-block:not(.ad-side),
.support-layout > .ad-block:not(.ad-side) {
    grid-column: 1 / -1;
}

@media (max-width: 979px) {
    /* 모바일/태블릿: 사이드 금지 → 본문 흐름(중앙) */
    .rent-calc-layout > .ad-block.ad-side,
    .loan-calc-layout > .ad-block.ad-side,
    .salary-calc-layout > .ad-block.ad-side,
    .planner-layout > .ad-block.ad-side,
    .support-layout > .ad-block.ad-side {
        grid-column: 1 / -1;
        margin: 22px auto;
    }
}

/* 광고가 콘텐츠와 붙어 보이지 않게(PC) */
@media (min-width: 980px) {
    .ad-block {
        scroll-margin-top: 96px;
    }
}

/* 모바일: 광고 때문에 간격이 과하게 벌어지지 않게 */
@media (max-width: 767px) {
    .ad-block {
        margin: 22px auto;
    }
    .ad-block.ad-side {
        margin-top: 22px;
    }
}

/* ── 광고 슬롯(카카오) ── */
.yw-ad {
    padding: 26px 0;
}

.yw-ad__inner {
    display: flex;
    justify-content: center;
}

.yw-ad__slot {
    width: 300px;
    min-height: 250px;
}

/* 2컬럼 계산기 페이지(좌 소개 영역)에서 광고가 카드처럼 섞이지 않도록 */
.yw-ad--in-hero {
    margin-top: 18px;
    padding-top: 22px;
    padding-bottom: 0;
    border-top: 1px dashed rgba(148, 163, 184, 0.55);
}

.yw-ad--in-hero .yw-ad__inner {
    justify-content: flex-start;
}

@media (max-width: 979px) {
    .yw-ad--in-hero .yw-ad__inner {
        justify-content: center;
    }
}

/* 상단/여백 활용형(섹션에 자연스럽게 녹이기) */
.yw-ad--tight {
    padding: 18px 0;
}

.yw-ad--spacer {
    padding: 34px 0;
}

/* 우측(결과 카드 아래) 빈 공간 활용 */
.ad-side {
    align-self: start;
    margin-top: 24px;
}

@media (min-width: 980px) {
    /* 2컬럼 그리드 레이아웃에서 우측 컬럼에 붙이기 */
    .ad-side {
        grid-column: 2;
        justify-self: center;
    }

    .ad-side .yw-ad__inner {
        justify-content: center;
    }
}

@media (max-width: 979px) {
    /* 모바일/태블릿: 사이드 금지 → 본문 아래 중앙 */
    .ad-side {
        grid-column: auto;
        margin-top: 16px;
    }
}

@media (max-width: 360px) {
    .yw-ad__slot {
        transform: scale(0.95);
        transform-origin: top center;
    }
}

/* 앵커 이동 시 헤더에 가리지 않도록 */
[id^="section-"] {
    scroll-margin-top: 80px;
}

/* 제목 계층: 겹침 방지(음수 margin·과도한 공통 margin 제거), line-height 확보 */
h1, h2, h3, h4, h5, h6 {
    margin: 0;
    font-weight: 700;
}

p {
    margin: 0 0 1em;
}

p:last-child {
    margin-bottom: 0;
}

/* 메인 KV / 랜딩용 */
.page-title {
    font-size: clamp(2rem, 4.5vw, 3.25rem);
    font-weight: 800;
    line-height: 1.3;
    margin: 0 0 16px;
    letter-spacing: -0.02em;
}

.page-lead {
    font-size: clamp(1rem, 2vw, 1.125rem);
    color: rgba(255, 255, 255, 0.95);
    line-height: 1.7;
    margin: 8px 0 0;
    max-width: 36em;
    margin-left: auto;
    margin-right: auto;
}

/* 섹션 공통 헤드(타이틀 + 설명, block 흐름) */
.section-head {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    margin-bottom: 48px;
    gap: 0;
}

.section-head--left {
    align-items: flex-start;
    text-align: left;
    margin-left: 0;
    margin-right: 0;
}

.section-title {
    font-size: clamp(1.5rem, 3vw, 2.25rem);
    font-weight: 700;
    line-height: 1.35;
    color: #111827;
    margin: 0;
    padding: 0;
}

.section-desc {
    font-size: clamp(0.9375rem, 1.8vw, 1.0625rem);
    color: #64748b;
    line-height: 1.7;
    margin: 12px 0 0;
    max-width: 40em;
}

.section-head .section-desc {
    margin-left: auto;
    margin-right: auto;
}

.section-head--left .section-desc {
    margin-left: 0;
    margin-right: 0;
}

.btn {
    display: inline-block;
    padding: 12px 24px;
    text-decoration: none;
    border-radius: var(--radius-sm);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
    cursor: pointer;
    border: none;
    font-size: 15px;
    font-weight: 600;
}

.btn.primary {
    background: linear-gradient(135deg, #0ea5e9 0%, #6366f1 55%, #7c3aed 100%);
    color: white;
    box-shadow: 0 4px 16px rgba(99, 102, 241, 0.35);
}

.btn.primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(99, 102, 241, 0.4);
}

.btn.secondary {
    background-color: #6c757d;
    color: white;
}

.btn.secondary:hover {
    background-color: #545b62;
}

/* ============================================
   Subpage HERO Design System
   ============================================ */
.sub-hero {
    position: relative;
    padding: 96px 0 96px;
    min-height: 440px;
    text-align: center;
    color: #fff;
    overflow: hidden;
    background: var(--subhero-grad);
    display: flex;
    align-items: center;
}

.sub-hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 80% 55% at 15% 25%, rgba(94, 234, 212, 0.22), transparent 55%),
        radial-gradient(ellipse 70% 55% at 85% 18%, rgba(196, 181, 253, 0.32), transparent 50%),
        linear-gradient(180deg, rgba(15, 23, 42, 0.12), rgba(15, 23, 42, 0.0) 62%);
    pointer-events: none;
    opacity: 0.95;
}

.sub-hero__inner {
    position: relative;
    z-index: 1;
    max-width: 1440px;
    margin: 0 auto;
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 14px;
}

.sub-hero__badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.9);
    background: rgba(255, 255, 255, 0.14);
    border: 1px solid rgba(255, 255, 255, 0.24);
    padding: 7px 14px;
    border-radius: 999px;
    margin: 0;
}

.sub-hero__title {
    font-size: clamp(1.7rem, 3.6vw, 2.5rem);
    font-weight: 900;
    letter-spacing: -0.03em;
    margin: 0;
    text-shadow: 0 12px 34px rgba(0, 0, 0, 0.22);
}

.sub-hero__desc {
    font-size: clamp(0.98rem, 1.8vw, 1.12rem);
    line-height: 1.75;
    color: rgba(255, 255, 255, 0.9);
    margin: 0;
    max-width: 42em;
    text-shadow: 0 10px 26px rgba(0, 0, 0, 0.18);
}

.sub-hero__actions {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-top: 0;
    min-height: 52px;
    align-items: center;
}

/* 버튼 톤(서브 HERO용) — 기존 .btn 재사용 */
.sub-hero .btn.primary {
    background: rgba(255, 255, 255, 0.96);
    color: #4f46e5;
    box-shadow: 0 10px 34px rgba(15, 23, 42, 0.18);
}

.sub-hero .btn.primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 14px 40px rgba(15, 23, 42, 0.22);
}

.sub-hero .btn.secondary {
    background: rgba(255, 255, 255, 0.14);
    color: #fff;
    border: 1px solid rgba(255, 255, 255, 0.44);
}

.sub-hero .btn.secondary:hover {
    background: rgba(255, 255, 255, 0.22);
}

.sub-hero__search {
    max-width: 560px;
    margin: 0;
    width: 100%;
    min-height: 52px;
}

.sub-hero__searchbox {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 16px;
    background: rgba(255, 255, 255, 0.18);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 20px;
    box-shadow: 0 10px 34px rgba(15, 23, 42, 0.14);
}

.sub-hero__searchbox:focus-within {
    border-color: rgba(255, 255, 255, 0.6);
}

.sub-hero__searchicon {
    color: rgba(255, 255, 255, 0.88);
    flex-shrink: 0;
}

.sub-hero__searchinput {
    flex: 1;
    min-width: 0;
    border: none;
    outline: none;
    background: transparent;
    color: #fff;
    font-size: 15px;
}

.sub-hero__searchinput::placeholder {
    color: rgba(255, 255, 255, 0.68);
}

.sub-hero__below {
    padding: 24px 0 18px;
    background: linear-gradient(180deg, rgba(241, 245, 249, 0.0) 0%, #f1f5f9 70%);
}

.sub-hero__below-inner {
    max-width: 720px;
    margin: 0 auto;
    padding: 0 20px;
}

.sub-hero-card {
    background: rgba(255, 255, 255, 0.92);
    border: 1px solid rgba(226, 232, 240, 0.95);
    border-radius: 20px;
    box-shadow: 0 10px 34px rgba(15, 23, 42, 0.08);
    padding: 18px 18px;
}

.sub-hero-card input[type="search"],
.sub-hero-card input[type="text"] {
    width: 100%;
}

/* 헤더 */
.header {
    background-color: rgba(255, 255, 255, 0.92);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    box-shadow: 0 4px 24px rgba(15, 23, 42, 0.06);
    position: sticky;
    top: 0;
    z-index: 500;
    border-bottom: 1px solid rgba(226, 232, 240, 0.8);
}

.header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px;
}

.logo {
    display: flex;
    align-items: center;
}

.logo-home {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: inherit;
    transition: opacity 0.2s ease, transform 0.2s ease;
}

.logo-home:hover {
    opacity: 0.92;
    transform: translateY(-1px);
}

.logo-mark {
    display: flex;
    flex-shrink: 0;
    filter: drop-shadow(0 2px 8px rgba(99, 102, 241, 0.25));
}

.logo-svg {
    width: 36px;
    height: 36px;
    display: block;
}

.logo-mark svg {
    display: block;
}

.logo-text {
    font-size: clamp(1.15rem, 2.5vw, 1.4rem);
    font-weight: 900;
    letter-spacing: -0.04em;
    color: #5e60ce;
}

/* 데스크톱 GNB — 드롭다운 */
.gnb__list {
    display: flex;
    align-items: stretch;
    list-style: none;
    margin: 0;
    padding: 0;
    gap: 6px;
}

.gnb__item {
    position: relative;
    display: flex;
    align-items: center;
    margin-left: 0;
}

.gnb__item > a {
    text-decoration: none;
    color: #334155;
    font-weight: 600;
    font-size: 15px;
    padding: 10px 12px;
    border-radius: 10px;
    transition: color 0.2s ease, background 0.2s ease;
}

.gnb__item > a:hover,
.gnb__item > a.active {
    color: #4f46e5;
    background: rgba(99, 102, 241, 0.08);
}

.gnb__parent {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 10px 12px;
    font-weight: 600;
    font-size: 15px;
    color: #334155;
    cursor: default;
    user-select: none;
    border-radius: 10px;
    transition: color 0.2s ease, background 0.2s ease;
}

.gnb__parent::after {
    content: "";
    width: 0;
    height: 0;
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    border-top: 5px solid #94a3b8;
    margin-top: 2px;
}

.gnb__item--dropdown:hover .gnb__parent,
.gnb__item--dropdown:focus-within .gnb__parent,
.gnb__item--dropdown.is-child-active .gnb__parent {
    color: #4f46e5;
    background: rgba(99, 102, 241, 0.08);
}

.gnb__sub {
    position: absolute;
    top: calc(100% + 4px);
    left: 0;
    min-width: 240px;
    margin: 0;
    padding: 10px 0;
    list-style: none;
    background: #fff;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    box-shadow: 0 12px 40px rgba(15, 23, 42, 0.12);
    opacity: 0;
    visibility: hidden;
    transform: translateY(6px);
    transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
    z-index: 200;
}

.gnb__item--dropdown:hover .gnb__sub,
.gnb__item--dropdown:focus-within .gnb__sub {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.gnb__sub li {
    margin: 0;
}

.gnb__sub a {
    display: block;
    padding: 10px 18px;
    text-decoration: none;
    color: #475569;
    font-size: 14px;
    font-weight: 600;
    transition: background 0.15s ease, color 0.15s ease;
}

.gnb__sub a:hover {
    background: #f8fafc;
    color: #4f46e5;
}

.gnb__sub a.active {
    color: #4f46e5;
    background: linear-gradient(90deg, rgba(99, 102, 241, 0.1), transparent);
}

.hamburger {
    display: none;
    flex-direction: column;
    cursor: pointer;
}

button.hamburger {
    background: none;
    border: none;
    padding: 8px;
    margin: -8px;
    border-radius: 10px;
}

button.hamburger:focus-visible {
    outline: 2px solid #6366f1;
    outline-offset: 2px;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background-color: #333;
    margin: 3px 0;
    transition: 0.3s;
}

.mobile-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    width: 100%;
    background: #fff;
    box-shadow: 0 12px 32px rgba(15, 23, 42, 0.1);
    border-bottom: 1px solid #e2e8f0;
    z-index: 150;
}

.mobile-nav {
    padding: 12px 20px 20px;
    max-height: min(70vh, 520px);
    overflow-y: auto;
}

.mobile-nav__solo {
    display: block;
    padding: 14px 12px;
    font-weight: 700;
    color: #1e293b;
    text-decoration: none;
    border-radius: 12px;
}

.mobile-nav__solo:hover {
    color: #4f46e5;
    background: #f1f5f9;
}

.mobile-nav__solo.active {
    color: #4f46e5;
    background: #eef2ff;
}

.mobile-nav__group {
    border-top: 1px solid #f1f5f9;
    padding-top: 6px;
    margin-top: 6px;
}

.mobile-nav__head {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 12px;
    font-family: inherit;
    font-size: 15px;
    font-weight: 700;
    color: #334155;
    background: transparent;
    border: none;
    cursor: pointer;
    text-align: left;
    border-radius: 12px;
}

.mobile-nav__head::after {
    content: "";
    width: 10px;
    height: 10px;
    border-right: 2px solid #94a3b8;
    border-bottom: 2px solid #94a3b8;
    transform: rotate(45deg);
    transition: transform 0.25s ease;
    flex-shrink: 0;
}

.mobile-nav__group.is-open .mobile-nav__head {
    color: #4f46e5;
    background: rgba(99, 102, 241, 0.06);
}

.mobile-nav__group.is-open .mobile-nav__head::after {
    transform: rotate(225deg);
    margin-top: 4px;
}

.mobile-nav__panel {
    display: none;
    padding: 4px 0 12px 8px;
}

.mobile-nav__group.is-open .mobile-nav__panel {
    display: block;
}

.mobile-nav__panel a {
    display: block;
    padding: 10px 12px 10px 16px;
    text-decoration: none;
    color: #475569;
    font-size: 14px;
    font-weight: 600;
    border-radius: 10px;
}

.mobile-nav__panel a:hover,
.mobile-nav__panel a.active {
    color: #4f46e5;
    background: #f8fafc;
}

/* 메인 비주얼 — 긴 문구가 잘리지 않도록 overflow 완화 */
.hero {
    position: relative;
    overflow-x: visible;
    overflow-y: visible;
    background-image: url('../images/kv-bg.png');
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    color: white;
    padding: 56px 0 72px;
    text-align: center;
    min-height: clamp(760px, 88vh, 900px);
    display: flex;
    align-items: center;
}

.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.45);
    z-index: 1;
}

.hero__bg {
    pointer-events: none;
    position: absolute;
    inset: 0;
    background:
        radial-gradient(ellipse 90% 70% at 10% 20%, var(--accent-mint), transparent 55%),
        radial-gradient(ellipse 70% 60% at 90% 10%, var(--accent-lavender), transparent 50%),
        radial-gradient(circle at 80% 85%, rgba(255, 255, 255, 0.12), transparent 45%);
    opacity: 0.9;
    z-index: 0;
}

.hero__inner {
    position: relative;
    z-index: 2;
}

.hero-kv {
    max-width: 1440px;
    margin: 0 auto 24px;
}

.hero__eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.88);
    background: rgba(255, 255, 255, 0.14);
    padding: 6px 14px;
    border-radius: var(--radius-pill);
    margin: 0 0 16px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.hero .page-title {
    color: #fff;
    margin-bottom: 14px;
    text-shadow: 0 10px 30px rgba(0, 0, 0, 0.25);
}

.hero-title__line {
    display: inline;
}

.hero-title__line--strong {
    font-weight: 900;
}

.hero .page-lead {
    margin: 0 auto;
    max-width: min(100%, 52rem);
    width: 100%;
    padding: 0 4px;
    box-sizing: border-box;
    line-height: 1.58;
    color: rgba(255, 255, 255, 0.92);
    font-weight: 400;
    font-size: clamp(0.9375rem, 0.9vw + 0.55rem, 1.0625rem);
    letter-spacing: -0.02em;
    white-space: normal;
    word-break: keep-all;
    text-shadow: 0 8px 22px rgba(0, 0, 0, 0.22);
}

.hero h2.page-title {
    color: #fff;
}

/* HERO 통합 검색 */
.hero-search {
    width: 100%;
    max-width: min(100%, 860px);
    min-width: 0;
    margin: 0 auto;
    box-sizing: border-box;
}

.hero-search__form {
    position: relative;
    margin: 0;
    z-index: 2;
}

.hero-search__box {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 10px 10px 18px;
    background: rgba(255, 255, 255, 0.26);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid rgba(255, 255, 255, 0.42);
    border-radius: var(--radius-xl);
    box-shadow: 0 8px 40px rgba(15, 23, 42, 0.12);
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.hero-search__box:focus-within {
    border-color: rgba(255, 255, 255, 0.65);
    box-shadow: 0 12px 48px rgba(15, 23, 42, 0.16);
}

.hero-search__icon {
    flex-shrink: 0;
    color: rgba(255, 255, 255, 0.85);
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-search__input {
    flex: 1;
    min-width: 0;
    border: none;
    background: transparent;
    color: #fff;
    font-size: 16px;
    outline: none;
    padding: 12px 4px;
}

.hero-search__input::placeholder {
    color: rgba(255, 255, 255, 0.65);
}

@media (max-width: 767px) {
    .hero-search__input::placeholder {
        font-size: 13.5px;
        letter-spacing: -0.01em;
    }
}

.hero-search__input:focus-visible {
    outline: 2px solid rgba(255, 255, 255, 0.75);
    outline-offset: 2px;
    border-radius: 8px;
}

.hero-search__submit {
    flex-shrink: 0;
    width: 54px;
    height: 54px;
    border: none;
    border-radius: var(--radius-md);
    background: rgba(255, 255, 255, 0.95);
    color: #6366f1;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.2s ease, background 0.2s ease, box-shadow 0.2s ease;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.1);
}

.hero-search__submit:hover {
    background: #fff;
    transform: scale(1.04);
    box-shadow: 0 6px 20px rgba(15, 23, 42, 0.14);
}

.hero-search__submit:focus-visible {
    outline: 2px solid #fff;
    outline-offset: 3px;
}

.hero-search__suggest {
    list-style: none;
    margin: 10px 0 0;
    padding: 8px 0;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    z-index: 5;
    background: rgba(255, 255, 255, 0.98);
    border-radius: var(--radius-md);
    border: 1px solid #e2e8f0;
    box-shadow: var(--shadow-card);
    max-height: 280px;
    overflow-y: auto;
    text-align: left;
}

.hero-search__suggest-item {
    padding: 12px 16px;
    font-size: 14px;
    color: #334155;
    cursor: pointer;
    transition: background 0.15s ease;
}

.hero-search__suggest-item:hover,
.hero-search__suggest-item:focus {
    background: #f0f9ff;
    color: #0369a1;
}

.hero-search__feedback {
    min-height: 1.4em;
    margin: 12px 0 0;
    font-size: 13px;
    color: rgba(255, 255, 255, 0.92);
}

.hero-search__feedback--error {
    color: #fef9c3;
    font-weight: 500;
}

.hero-chips {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
    margin-top: 22px;
    max-width: 100%;
    min-width: 0;
}

.hero-chip {
    font-family: inherit;
    font-size: 13px;
    font-weight: 600;
    padding: 8px 14px;
    border: 1px solid rgba(255, 255, 255, 0.45);
    border-radius: var(--radius-pill);
    background: rgba(255, 255, 255, 0.14);
    color: #fff;
    cursor: pointer;
    transition: background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.hero-chip:hover {
    background: rgba(255, 255, 255, 0.26);
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(15, 23, 42, 0.12);
}

.hero-chip:focus-visible {
    outline: 2px solid #fff;
    outline-offset: 2px;
}

.hero-chip--soon {
    background: rgba(255, 255, 255, 0.08);
    border-style: dashed;
}

/* 주요 기능 */
.features {
    padding: 80px 0;
    background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
}

.feature-cards {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(230px, 1fr));
    gap: 24px;
    max-width: 1440px;
    margin: 0 auto;
}

.card {
    background-color: rgba(255, 255, 255, 0.95);
    padding: 28px 22px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(226, 232, 240, 0.9);
    box-shadow: var(--shadow-card);
    text-align: center;
    transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-hover);
    border-color: rgba(165, 180, 252, 0.5);
}

.card--feature .card__icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 52px;
    height: 52px;
    margin: 0 auto 14px;
    border-radius: var(--radius-md);
    background: linear-gradient(145deg, rgba(224, 231, 255, 0.9), rgba(237, 233, 254, 0.85));
    color: #6366f1;
    border: 1px solid rgba(199, 210, 254, 0.6);
}

.card h3,
.card h4 {
    font-size: 17px;
    margin-bottom: 6px;
    color: #0369a1;
    font-weight: 800;
}

.card--feature .card__desc {
    font-size: 14px;
    line-height: 1.4;
    color: #64748b;
    margin: 0;
    font-weight: 500;
}

@media (min-width: 768px) {
    .card--feature .card__desc {
        white-space: nowrap;
    }
}

.card--feature {
    padding: 22px 18px 24px;
}

.card-title-link {
    color: inherit;
    text-decoration: none;
}

.card-title-link:hover {
    text-decoration: underline;
    text-underline-offset: 3px;
}

.features .card p {
    font-size: 14px;
    color: #64748b;
    line-height: 1.65;
}

/* 이용 흐름 */
.flow {
    padding: clamp(4rem, 5vw, 5.5rem) 0;
    background: linear-gradient(180deg, #f1f5f9 0%, #f8fafc 100%);
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: clamp(16px, 2.4vw, 28px);
    max-width: 1440px;
    margin: 0 auto;
    align-items: stretch;
}

.step {
    text-align: center;
    max-width: none;
    margin: 0;
    padding: clamp(22px, 2.5vw, 30px) clamp(20px, 2.2vw, 28px) 26px;
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 100%;
}

.step-number {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #38bdf8 0%, #6366f1 100%);
    color: white;
    border-radius: 50%;
    font-size: 20px;
    font-weight: 800;
    line-height: 1;
    margin: 0 0 16px;
    box-shadow: 0 4px 16px rgba(99, 102, 241, 0.28);
    flex-shrink: 0;
}

.step h3,
.step h4 {
    font-size: 1.125rem;
    font-weight: 800;
    margin: 0 0 8px;
    line-height: 1.35;
    color: #0f172a;
}

.step p {
    font-size: 0.95rem;
    line-height: 1.6;
    color: #64748b;
    margin: 0;
    max-width: 32ch;
}

/* 추천 기능 */
.recommend {
    padding: 72px 0 88px;
    background: linear-gradient(180deg, #f1f5f9 0%, #f8fafc 100%);
}

.recommend .section-head {
    margin-bottom: 36px;
}

.recommend-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
    max-width: 1440px;
    margin: 0 auto;
    align-items: stretch;
}

.recommend-card {
    display: flex;
    flex-direction: column;
    background-color: #fff;
    padding: 28px 22px 26px;
    border-radius: var(--radius-lg);
    text-align: center;
    border: 1px solid rgba(226, 232, 240, 0.95);
    box-shadow: var(--shadow-card);
    transition: transform 0.28s ease, box-shadow 0.28s ease, border-color 0.28s ease;
}

.recommend-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
    border-color: rgba(165, 180, 252, 0.55);
}

.recommend-card__title {
    font-size: 1.05rem;
    margin: 0 0 12px;
    color: #4f46e5;
    font-weight: 800;
    line-height: 1.35;
}

.recommend-card__desc {
    flex: 1 1 auto;
    margin: 0 0 22px;
    font-size: 14px;
    line-height: 1.65;
    color: #5c6370;
    min-height: 4.95em;
}

.recommend-card__btn {
    margin-top: auto;
    align-self: center;
    min-width: 140px;
}

/* 푸터 */
.footer {
    color: rgba(248, 250, 252, 0.92);
    padding: 64px 0 26px;
    background:
        radial-gradient(900px 420px at 10% 0%, rgba(99, 102, 241, 0.22) 0%, transparent 55%),
        radial-gradient(900px 420px at 90% 10%, rgba(14, 165, 233, 0.14) 0%, transparent 55%),
        linear-gradient(180deg, #0b1220 0%, #0b1220 25%, #0a1020 100%);
    border-top: 1px solid rgba(148, 163, 184, 0.18);
}

.footer-top {
    display: grid;
    grid-template-columns: minmax(260px, 420px) 1fr;
    gap: 28px 44px;
    align-items: start;
    padding-bottom: 28px;
    border-bottom: 1px solid rgba(148, 163, 184, 0.14);
}

.footer-brand {
    position: relative;
    padding-right: 12px;
}

.footer-brand__mark {
    width: 44px;
    height: 44px;
    border-radius: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 900;
    letter-spacing: -0.02em;
    color: #fff;
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.95) 0%, rgba(99, 102, 241, 0.95) 55%, rgba(124, 58, 237, 0.95) 100%);
    box-shadow: 0 10px 28px rgba(99, 102, 241, 0.22);
    margin-bottom: 14px;
    position: relative;
    overflow: hidden;
}

.footer-brand__markText {
    font-weight: 900;
    font-size: 14px;
    letter-spacing: -0.02em;
}

.footer-brand__title {
    margin: 0 0 6px;
    font-size: 18px;
    font-weight: 900;
    letter-spacing: -0.02em;
    color: rgba(255, 255, 255, 0.96);
}

.footer-brand__tagline {
    margin: 0 0 10px;
    font-size: 13.5px;
    font-weight: 800;
    letter-spacing: -0.01em;
    color: rgba(199, 210, 254, 0.92);
}

.footer-brand__desc {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.75;
    color: rgba(203, 213, 225, 0.9);
    max-width: 44ch;
}

.footer-links--grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(130px, 1fr));
    gap: 20px 34px;
    align-items: start;
    min-width: 0;
}

.footer-links__title {
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #94a3b8;
    margin: 0 0 12px;
}

.footer-links ul {
    list-style: none;
    margin: 0;
    padding: 0;
}

.footer-links li {
    margin: 0 0 10px;
}

.footer-links a {
    color: rgba(203, 213, 225, 0.9);
    text-decoration: none;
    font-size: 13.5px;
    line-height: 1.6;
    font-weight: 600;
    display: inline-flex;
    padding: 3px 0;
    transition: color 0.18s ease, text-decoration-color 0.18s ease, transform 0.18s ease;
    text-decoration-thickness: 2px;
    text-underline-offset: 4px;
    text-decoration-color: rgba(99, 102, 241, 0.0);
}

.footer-links a:hover {
    color: rgba(255, 255, 255, 0.98);
    text-decoration: underline;
    text-decoration-color: rgba(99, 102, 241, 0.55);
}

.footer-links a:focus-visible {
    outline: 3px solid rgba(124, 58, 237, 0.35);
    outline-offset: 3px;
    border-radius: 10px;
}

.footer-bottom {
    margin-top: 18px;
    padding-top: 18px;
    border-top: 1px solid rgba(148, 163, 184, 0.14);
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
    gap: 10px;
}

.footer-bottom__legal {
    margin: 0;
    font-size: 13px;
    font-weight: 600;
}

.footer-bottom__legal a {
    color: rgba(226, 232, 240, 0.95);
    text-decoration: none;
}

.footer-bottom__legal a:hover {
    color: #fff;
    text-decoration: underline;
    text-underline-offset: 2px;
}

.footer-bottom__sep {
    margin: 0 6px;
    color: rgba(148, 163, 184, 0.7);
}

.footer-bottom__copy {
    margin: 0;
    font-size: 12.5px;
    color: rgba(148, 163, 184, 0.95);
    line-height: 1.6;
}

/* 서브 페이지 스타일 */
.hero-sub {
    display: none;
}

.hero-desc {
    font-size: 16px;
    opacity: 0.9;
}

/* 메인 계산기 섹션 (fundfinpro 스타일 참고: 여백·카드·정렬) */
.calculator-main {
    padding: 72px 0 80px;
    background: linear-gradient(180deg, #eef1f5 0%, #f0f2f5 32%, #f0f2f5 100%);
}

.calc-wrapper {
    display: flex;
    gap: 48px;
    align-items: flex-start;
    max-width: 1440px;
    margin: 0 auto;
}

/* 좌측: 히어로 섹션 */
.calc-hero {
    flex: 1;
    min-width: 300px;
}

.hero-badge {
    display: inline-block;
    background-color: #e3f2fd;
    color: #007bff;
    padding: 8px 16px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
    margin-bottom: 15px;
}

.calc-hero-head {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 24px;
}

.calc-page-title {
    font-size: clamp(2rem, 4.5vw, 3rem);
    font-weight: 800;
    line-height: 1.28;
    color: #1a1a1a;
    letter-spacing: -0.02em;
}

.calc-page-subtitle {
    font-size: clamp(1.35rem, 3vw, 2.125rem);
    font-weight: 700;
    line-height: 1.35;
    color: #0078c8;
}

.calc-hero .hero-desc {
    font-size: 15px;
    color: #5c6370;
    line-height: 1.7;
    margin: 8px 0 0;
    max-width: 36em;
}

.hero-stats {
    display: flex;
    gap: 30px;
    margin-bottom: 30px;
    padding-bottom: 30px;
    border-bottom: 1px solid #ddd;
}

.stat-item {
    text-align: center;
}

.stat-value {
    display: block;
    font-size: 24px;
    color: #0078c8;
    font-weight: 700;
    margin-bottom: 5px;
}

.stat-label {
    display: block;
    font-size: 13px;
    color: #6b7280;
}

.btn-detail {
    display: inline-block;
    color: #007bff;
    text-decoration: none;
    font-weight: 600;
    font-size: 14px;
    transition: color 0.3s;
}

.btn-detail:hover {
    color: #0056b3;
}

/* 우측: 계산기 폼 */
.calc-form-wrapper {
    flex: 1;
    min-width: 350px;
    background-color: #fff;
    padding: 36px 40px 40px;
    border-radius: 14px;
    border: 1px solid #e8eaee;
    box-shadow: 0 8px 28px rgba(15, 23, 42, 0.06);
}

.calc-form-header {
    margin-bottom: 28px;
    padding-bottom: 22px;
    border-bottom: 1px solid #e8eaee;
}

.calc-source-note {
    font-size: 11px;
    line-height: 1.55;
    color: #8b919c;
    margin: 0 0 16px;
    padding: 10px 12px;
    background: #f8fafc;
    border-radius: 8px;
    border: 1px solid #eef1f5;
}

.calc-source-note a {
    color: #0078c8;
    text-decoration: none;
    font-weight: 600;
}

.calc-source-note a:hover {
    text-decoration: underline;
}

.calc-title {
    font-size: 19px;
    font-weight: 700;
    color: #111827;
    margin: 0 0 8px;
    padding: 0;
    border: none;
}

.calc-lead {
    margin: 0;
    font-size: 14px;
    color: #6b7280;
    line-height: 1.55;
}

.field-hint {
    font-size: 12px;
    color: #8b919c;
    margin: 6px 0 0;
    line-height: 1.45;
}

/* 폼 그룹 */
.form-group {
    margin-bottom: 24px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    font-size: 14px;
    color: #374151;
}

.form-group input, .form-group select {
    width: 100%;
    padding: 11px 14px;
    border: 1px solid #d8dde3;
    border-radius: 8px;
    font-size: 14px;
    background: #fff;
    transition: border-color 0.2s, box-shadow 0.2s;
}

.form-group input:focus, .form-group select:focus {
    outline: none;
    border-color: #0c8ecf;
    box-shadow: 0 0 0 3px rgba(12, 142, 207, 0.12);
}

.error-msg {
    color: #dc3545;
    font-size: 12px;
    margin-top: 5px;
    display: block;
}

/* 슬라이더 그룹 (금융 계산기 스타일) */
.slider-group {
    margin-bottom: 30px;
}

.slider-group .slider-block {
    width: 100%;
}

.slider-title-row {
    margin-bottom: 10px;
}

.slider-main-label {
    display: block;
    margin: 0;
    font-size: 15px;
    font-weight: 700;
    color: #111;
}

.slider-input-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 12px 16px;
    margin-bottom: 16px;
}

.amount-field {
    display: flex;
    align-items: center;
    gap: 6px;
    flex: 1 1 auto;
    min-width: 0;
}

.slider-group .amount-input {
    width: auto;
    max-width: 200px;
    min-width: 120px;
    flex: 0 1 auto;
    height: 42px;
    padding: 0 14px;
    font-size: 15px;
    font-weight: 500;
    color: #222;
    background: #fff;
    border: 1px solid #ccc;
    border-radius: 10px;
    box-sizing: border-box;
}

.slider-group .amount-input:focus {
    outline: none;
    border-color: #0c8ecf;
    box-shadow: 0 0 0 2px rgba(12, 142, 207, 0.15);
}

.amount-field-unit {
    font-size: 14px;
    color: #666;
    font-weight: 500;
    flex-shrink: 0;
}

.amount-summary {
    flex-shrink: 0;
    margin-left: auto;
    text-align: right;
}

.slider-value {
    font-size: 17px;
    font-weight: 700;
    color: #0078c8;
}

.amount-summary-won {
    font-size: 17px;
    font-weight: 700;
    color: #0078c8;
}

.slider-range-row {
    width: 100%;
}

/* range: 진행률은 JS에서 --slider-progress 로 설정 (WebKit) */
.slider {
    --slider-progress: 100%;
    --track-h: 6px;
    --thumb-size: 17px;
    --c-fill: #0c8ecf;
    --c-track: #d9d9d9;
    width: 100%;
    max-width: 100%;
    height: 28px;
    margin: 0;
    padding: 0;
    -webkit-appearance: none;
    -moz-appearance: none;
    appearance: none;
    background: transparent;
    outline: none;
    cursor: pointer;
    box-sizing: border-box;
}

.slider::-webkit-slider-runnable-track {
    height: var(--track-h);
    border-radius: 999px;
    background: linear-gradient(
        to right,
        var(--c-fill) 0%,
        var(--c-fill) var(--slider-progress),
        var(--c-track) var(--slider-progress),
        var(--c-track) 100%
    );
}

.slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: var(--thumb-size);
    height: var(--thumb-size);
    margin-top: calc((var(--track-h) - var(--thumb-size)) / 2);
    background-color: var(--c-fill);
    border-radius: 50%;
    border: none;
    cursor: pointer;
    box-shadow: 0 1px 3px rgba(12, 142, 207, 0.35);
    transition: box-shadow 0.15s ease;
}

.slider::-webkit-slider-thumb:hover {
    box-shadow: 0 2px 6px rgba(12, 142, 207, 0.45);
}

.slider::-moz-range-track {
    height: var(--track-h);
    border-radius: 999px;
    background: var(--c-track);
    border: none;
}

.slider::-moz-range-progress {
    height: var(--track-h);
    border-radius: 999px;
    background: var(--c-fill);
    border: none;
}

.slider::-moz-range-thumb {
    width: var(--thumb-size);
    height: var(--thumb-size);
    background-color: var(--c-fill);
    border-radius: 50%;
    border: none;
    cursor: pointer;
    box-shadow: 0 1px 3px rgba(12, 142, 207, 0.35);
}

.slider::-moz-range-thumb:hover {
    box-shadow: 0 2px 6px rgba(12, 142, 207, 0.45);
}

.slider-tick-labels {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 6px;
    padding: 0 2px;
}

.tick-min,
.tick-max {
    font-size: 11px;
    color: #888;
    line-height: 1.3;
    white-space: nowrap;
}

/* 금리 입력 */
.rate-input-wrapper {
    display: flex;
    align-items: center;
    gap: 8px;
}

.rate-input-wrapper input {
    flex: 1;
}

.rate-unit {
    font-size: 14px;
    color: #666;
    font-weight: 500;
}

/* 정보 박스 */
.info-box {
    background: #f4f8fb;
    border: 1px solid #e1ecf4;
    border-radius: 10px;
    padding: 14px 16px;
    margin: 8px 0 4px;
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: 13px;
    color: #475569;
    line-height: 1.55;
}

.info-box p {
    margin: 0;
}

.info-icon {
    flex-shrink: 0;
    font-size: 16px;
    line-height: 1.4;
    opacity: 0.9;
}

/* 계산 질문 */
.calc-question {
    margin: 28px 0 14px;
    padding: 18px 0 0;
    border-top: 1px solid #eef1f5;
}

.calc-question h5 {
    font-size: 17px;
    color: #111827;
    font-weight: 700;
    margin: 0;
}

/* 결과 미리보기 */
.result-preview {
    background: #fafbfc;
    border: 1px solid #e8eaee;
    border-radius: 12px;
    padding: 6px 4px 8px;
    margin: 12px 0 20px;
}

.result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 12px;
    padding: 12px 14px;
    font-size: 14px;
    border-bottom: 1px solid #eef1f5;
}

.result-item:last-child {
    border-bottom: none;
}

.result-item.plus {
    color: inherit;
}

.result-label {
    font-size: 13px;
    color: #6b7280;
    font-weight: 500;
}

.result-value-wrap {
    display: inline-flex;
    align-items: baseline;
    gap: 2px;
    flex-shrink: 0;
}

.result-won {
    font-size: 14px;
    font-weight: 600;
    color: #0078c8;
}

.result-won.final {
    font-size: 18px;
    font-weight: 700;
}

.result-value {
    font-size: 16px;
    font-weight: 700;
    color: #0078c8;
    font-variant-numeric: tabular-nums;
}

.result-item.final {
    background: linear-gradient(180deg, #f0f7fc 0%, #e8f2fa 100%);
    padding: 16px 14px;
    border-radius: 10px;
    margin-top: 8px;
    border: 1px solid #d6e8f2;
    font-size: 15px;
}

.result-item.final .result-label {
    font-weight: 700;
    color: #111827;
}

.result-value-final {
    font-size: 22px;
    font-weight: 800;
    color: #0078c8;
    font-variant-numeric: tabular-nums;
    letter-spacing: -0.02em;
}

.plus-sign {
    display: none;
}

/* 팁 박스 */
.tip-box {
    background: #f9fafb;
    border: 1px solid #e8eaee;
    border-radius: 10px;
    padding: 14px 16px;
    margin: 0;
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: 12px;
    color: #5c6370;
    line-height: 1.6;
}

.tip-box p {
    margin: 0;
}

.tip-icon {
    flex-shrink: 0;
    font-size: 15px;
    line-height: 1.4;
}

/* ========== 청년미래적금 정보 섹션 (fundfinpro 톤) ========== */
.ys-section {
    padding: 72px 0;
    position: relative;
    overflow: visible;
}

.ys-intro {
    background: linear-gradient(180deg, #fff 0%, #f4f7fb 100%);
    border-top: 1px solid #e8eaee;
    border-bottom: 1px solid #e8eaee;
}

.ys-intro__inner {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.ys-intro .section-head {
    margin-bottom: 28px;
}

.ys-intro__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
    align-items: center;
    margin-top: 8px;
}

.ys-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 12px 24px;
    font-size: 15px;
    font-weight: 600;
    border-radius: 10px;
    text-decoration: none;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
    cursor: pointer;
    border: 2px solid transparent;
    box-sizing: border-box;
}

.ys-btn--primary {
    background: linear-gradient(135deg, #0078c8 0%, #0c8ecf 100%);
    color: #fff;
    box-shadow: 0 4px 14px rgba(0, 120, 200, 0.28);
}

.ys-btn--primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(0, 120, 200, 0.35);
}

.ys-btn--ghost {
    background: #fff;
    color: #0078c8;
    border-color: #c5dce8;
}

.ys-btn--ghost:hover {
    transform: translateY(-2px);
    background: #f0f7fc;
    border-color: #0c8ecf;
}

.ys-eligibility {
    background: #fff;
}

.ys-benefits {
    background: #f6f8fb;
}

.ys-term {
    background: #fff;
}

.ys-example {
    background: #f6f8fb;
}

.ys-audience {
    background: #fff;
}

.ys-card-grid {
    display: grid;
    gap: 24px;
}

.ys-card-grid--3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.ys-lift-card {
    background: #fff;
    border: 1px solid #e8eaee;
    border-radius: 14px;
    padding: 24px 22px;
    transition: transform 0.22s ease, box-shadow 0.22s ease;
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.04);
}

.ys-lift-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 36px rgba(15, 23, 42, 0.1);
}

.ys-mini-card__step {
    display: inline-block;
    font-size: 12px;
    font-weight: 800;
    color: #0c8ecf;
    letter-spacing: 0.06em;
    margin-bottom: 12px;
}

.ys-mini-card__title {
    font-size: 1.05rem;
    font-weight: 700;
    color: #111827;
    line-height: 1.45;
    margin: 0 0 10px;
}

.ys-mini-card__text {
    font-size: 14px;
    color: #5c6370;
    line-height: 1.65;
    margin: 0;
}

.ys-benefit-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
}

.ys-benefit-card {
    text-align: center;
    padding: 28px 20px;
}

.ys-benefit-card__icon {
    width: 56px;
    height: 56px;
    margin: 0 auto 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: linear-gradient(145deg, #e8f4fc 0%, #d6ebf7 100%);
    color: #0078c8;
    font-size: 22px;
    font-weight: 800;
}

.ys-benefit-card__title {
    font-size: 1.05rem;
    font-weight: 700;
    color: #111827;
    margin: 0 0 10px;
    line-height: 1.4;
}

.ys-benefit-card__text {
    font-size: 14px;
    color: #5c6370;
    line-height: 1.65;
    margin: 0;
}

.ys-term__tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 20px;
}

.ys-term-tab {
    min-width: 88px;
    padding: 12px 22px;
    font-size: 15px;
    font-weight: 600;
    color: #5c6370;
    background: #fff;
    border: 1px solid #d8dde3;
    border-radius: 999px;
    cursor: pointer;
    transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.ys-term-tab:hover {
    border-color: #0c8ecf;
    color: #0078c8;
}

.ys-term-tab.is-active {
    background: linear-gradient(135deg, #0078c8 0%, #0c8ecf 100%);
    color: #fff;
    border-color: transparent;
    box-shadow: 0 4px 14px rgba(0, 120, 200, 0.25);
}

.ys-term-panels {
    max-width: 640px;
    margin: 0 auto;
    min-height: 5rem;
}

.ys-term-panel {
    display: none;
    padding: 20px 22px;
    background: #f8fafc;
    border: 1px solid #e8eaee;
    border-radius: 12px;
    font-size: 15px;
    color: #4b5563;
    line-height: 1.7;
}

.ys-term-panel.is-active {
    display: block;
}

.ys-term-panel p {
    margin: 0;
}

.ys-term__note {
    margin: 16px auto 0;
    max-width: 640px;
    font-size: 12px;
    color: #8b919c;
    line-height: 1.55;
    text-align: center;
}

.ys-accent-num {
    color: #0078c8;
    font-weight: 800;
}

.ys-table-wrap {
    overflow-x: auto;
    border-radius: 12px;
    border: 1px solid #e8eaee;
    background: #fff;
    box-shadow: 0 2px 10px rgba(15, 23, 42, 0.04);
}

.ys-example-table {
    width: 100%;
    min-width: 320px;
    border-collapse: collapse;
    font-size: 15px;
}

.ys-example-table thead {
    background: linear-gradient(180deg, #f0f7fc 0%, #e8f2fa 100%);
}

.ys-example-table th,
.ys-example-table td {
    padding: 16px 18px;
    text-align: left;
    border-bottom: 1px solid #eef1f5;
}

.ys-example-table th {
    font-weight: 700;
    color: #374151;
}

.ys-example-table tbody tr:last-child td {
    border-bottom: none;
}

.ys-example-table tbody tr:hover {
    background: #fafbfc;
}

.ys-audience-list {
    list-style: none;
    max-width: 720px;
    margin: 0 auto;
    padding: 0;
    display: grid;
    gap: 12px;
}

.ys-audience-item {
    position: relative;
    padding: 16px 18px 16px 48px;
    background: #fff;
    border: 1px solid #e8eaee;
    border-radius: 12px;
    font-size: 15px;
    color: #374151;
    line-height: 1.5;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
    box-shadow: 0 1px 4px rgba(15, 23, 42, 0.04);
}

.ys-audience-item::before {
    content: "";
    position: absolute;
    left: 18px;
    top: 1.35rem;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #0c8ecf;
}

.ys-audience-item:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(15, 23, 42, 0.08);
}

.ys-cta {
    padding: 44px 0 48px;
    background: linear-gradient(135deg, #0b4f72 0%, #0c8ecf 48%, #0a6aa1 100%);
    color: #fff;
}

.ys-cta__inner {
    text-align: center;
    max-width: 520px;
    margin: 0 auto;
}

.ys-cta__title {
    font-size: clamp(1.45rem, 3.2vw, 1.85rem);
    font-weight: 800;
    line-height: 1.38;
    margin: 0 0 10px;
    color: #fff;
}

.ys-cta__lead {
    font-size: 15px;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.88);
    margin: 0;
}

/* 설명 섹션 */
.features-sub {
    padding: 80px 0;
    background-color: #fff;
}

.features-sub .card p {
    font-size: 14px;
    color: #5c6370;
    line-height: 1.55;
    margin-bottom: 0;
}

/* 비교 섹션 */
.comparison {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.compare-table {
    display: flex;
    justify-content: space-around;
    flex-wrap: wrap;
}

.compare-item {
    flex: 1;
    min-width: 250px;
    margin: 20px;
    background-color: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
}

.compare-item h3,
.compare-item h4 {
    text-align: center;
    margin-bottom: 20px;
    color: #0c8ecf;
    font-weight: 700;
}

.compare-item ul {
    list-style: none;
}

.compare-item li {
    padding: 5px 0;
}

/* FAQ */
.faq {
    padding: 80px 0;
    background-color: white;
}

.accordion-item {
    margin-bottom: 12px;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    overflow: hidden;
    background: #fff;
    box-shadow: 0 2px 12px rgba(15, 23, 42, 0.04);
    transition: border-color 0.25s ease, box-shadow 0.25s ease;
}

.accordion-item.is-open {
    border-color: #c7d2fe;
    box-shadow: 0 8px 28px rgba(99, 102, 241, 0.1);
}

.accordion-header {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    padding: 16px 18px;
    background: #fafbff;
    border: none;
    text-align: left;
    cursor: pointer;
    font-size: 15px;
    font-weight: 600;
    color: #1e293b;
    transition: background 0.28s ease, color 0.2s ease;
}

.accordion-header:hover {
    background: #f1f5ff;
}

.accordion-header:focus-visible {
    outline: 2px solid #6366f1;
    outline-offset: -2px;
}

.accordion-header__label {
    flex: 1;
    min-width: 0;
    line-height: 1.45;
}

.accordion-header__chevron {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    transition: color 0.25s ease, transform 0.3s ease;
}

.accordion-item.is-open .accordion-header__chevron {
    color: #4f46e5;
    transform: rotate(180deg);
}

.accordion-content {
    display: none;
    padding: 0 18px 18px;
    border-top: 1px solid #f1f5f9;
    background: #fff;
}

.accordion-content p {
    margin: 0;
    font-size: 15px;
    color: #4b5563;
    line-height: 1.65;
}

/* 유의사항 */
.notice {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.notice .section-head {
    margin-bottom: 28px;
}

.notice ul {
    max-width: 800px;
    margin: 0 auto;
    list-style: disc;
    padding-left: 22px;
    color: #4b5563;
    font-size: 15px;
    line-height: 1.65;
}

.notice li {
    margin-bottom: 12px;
}